Eligibility

Farmer

•  Minimum 18 years of age
•  Maximum age of 60 on the date of funding
•  Minimum income of Rs. 1 lakh per annum
•  Minimum 2 acres of agricultural land required
•  Residential stability of 2 years
•  Good CIBIL score
•  Margin money deposit

Commercial Customer

•  Minimum 18 years of age
•  Maximum age of 60 on the date of funding
•  Minimum income of Rs. 1.50 lakh per annum
•  A telephone line (Owned, PP Landline or Mobile) is mandatory
•  Good CIBIL score

Documents Required

• Photograph - Latest Color Photograph
•  Identity proof (Any One) - Voter ID Card / PAN Card / Passport / Driving License / Aadhar Card / Govt. issued document + Photograph / Bank Sign Verification + Photo
•  Age Proof (Any One) - Voter ID Card with Date of Birth / PAN Card / Passport / Driving License / Aadhar Card / Govt. issued document with date of birth / Marks Sheet with date of birth
•  Sign Verification (Any One) - PAN Card / Driving License / Passport / Bank Signature Verification
•  Ownership Proof (Any One) - Electric Bill / Tax Bill / Water Bill / Possession Letter + Utility Bill / Power of Attorney + Utility Bill / Index copy + Utility Bill
•  Income Proof - 7/12 & 8A Extract (In case of agricultural use)/ Work Order / Contract Copy (In case of commercial use)/ RC Book copy of existing vehicle (In case of commercial use)/ ITR & Financials of last 2 years
•  Bank Statement - Last 6 months Bank statement of all bank accounts