Insurance policies are available in many types. Suitable for each type of customer. The insurance claim is done in case of an accident. When you apply for a claim to the insurance company, an agent will assess the damage and initiate the claim based upon the policy type.

Types of Tractor Insurance in India

1. Comprehensive insurance
   Comprehensive insurance covers the damages of a third party as well as your own tractor. Comprehensive insurance is the most valuable type of insurance. Comprehensive insurance covers any damage to the tractor in case of fire, theft, or calamities. This insurance is expensive when compared to other insurance types. 
2. Third-Party Insurance
   In third-party insurance, only the damages of the third-party person, vehicle, the property are covered. Damages to own tractors are not covered in third-party insurance. Third-party insurance is the most common type of insurance as third-part insurance is affordable when compared to comprehensive insurance. Third-party insurance doesn’t cover any loss due to theft, calamities, or fire. 

What’s Included in a Tractor Insurance?

Tractor insurance has various types of coverages for tractors as well the people involved. We have listed down a few for you.

1. Accidents
   Any accidents of the tractor are covered under the policy.
   
   
2. Theft
   Comprehensive tractor insurance will cover the damage or loss in case of theft.
   
   
3. Calamities
   In comprehensive tractor insurance, the tractor will be covered against any calamities like floods, landslides, and earthquakes. Some insurers even cover man-made calamities like riots.
   
   
4. Third-party
   An insurance policy even covers third-party damage. The third part will be compensated for the losses.
   
   
5. Personal accidental cover
   In any case of an accident, the treatment of the driver will be covered by comprehensive insurance. Members can be added at a premium price. 

Tractor insurance add-ons
You can personalize your car insurance based upon your needs with addons in the insurance. We have listed a few of the addons for you. 

1. Zero Depreciation cover

2. Passenger cover

3. Return to Invoice cover

4. Consumable cover

5. Engine Protection cover

6. Roadside Assistance (RSA)

7. Tractor Implements cover

Tractor Insurance companies in India

At TractorGuru you can find the best insurance covers from major insurers, You can choose from Tata AIG, United India Insurance Company, Magma HDI, L & T, ICICI Lombard, Chola MS, Universal sompo general insurance, and New India. Tractor insurance price depends upon many factors. 

Where can I find the best tractor Insurance?

At TractorGuru, you can find the best and lowest tractor insurance price. With a network of more than 50 insurers, we have helped thousands of tractor owners to get insurance. Fill in the details and get the insurance for your tractor!