Eligibility

Farmer

• Minimum 18 years of age
• Maximum age of 60 on the date of funding
• Minimum income of Rs. 1 lakh per annum
• Minimum 2 acres of agricultural land required
• Residential stability of 2 years
• Good CIBIL score
• Margin money deposit

Commercial Customer

• Minimum 18 years of age
• Maximum age of 60 on the date of funding
• Minimum income of Rs. 1.50 lakh per annum
• A telephone line (Owned, PP Landline or Mobile) is mandatory
• Good CIBIL score

Documents Required

• Photograph - Latest Color Photograph
• Identity proof (Any One) - Voter ID Card / PAN Card / Passport / Driving License / Aadhar Card / Govt. issued document + Photograph / Bank Sign Verification + Photo
• Age Proof (Any One) - Voter ID Card with Date of Birth / PAN Card / Passport / Driving License / Aadhar Card / Govt. issued document with date of birth / Marks Sheet with date of birth
• Sign Verification (Any One) - PAN Card / Driving License / Passport / Bank Signature Verification
• Ownership Proof (Any One) - Electric Bill / Tax Bill / Water Bill / Possession Letter + Utility Bill / Power of Attorney + Utility Bill / Index copy + Utility Bill
• Income Proof - 7/12 & 8A Extract (In case of agricultural use)/ Work Order / Contract Copy (In case of commercial use)/ RC Book copy of existing vehicle (In case of commercial use)/ ITR & Financials of last 2 years
• Bank Statement - Last 6 months Bank statement of all bank accounts