Tractor Junction Doubles FY25 Revenue: Expands Fintech & Used Vehicle Network

Tractor Junction Reports Strong Financial Performance in FY25

Tractor Junction, India’s top rural autotech and fintech platform, announced strong financial results for FY2025. The company’s operating revenue almost doubled to ₹120.8 crore, up from ₹63.4 crore in FY2024 at 1.9x growth. This sharp rise came from solid gains in its used vehicle sales, financial services, and digital platform businesses.

Solid Financial Growth Across All Verticals

In FY2025, Tractor Junction recorded total expenses of ₹132.3 crore, an increase of 1.8x from ₹72.8 crore in the previous year. The company’s net loss stood at ₹9.1 crore, compared to ₹3.7 crore in FY2024, mainly due to continued investments in diversification and vertical integration.

Despite higher spending, the company improved its EBITDA margin from -5.8% to -5.5%, showing better cost control. Expense per rupee of revenue also reduced from ₹1.17 to ₹1.10, reflecting improved efficiency and operating leverage.

Used Vehicle and Fintech Segments Drive Growth

Tractor Junction’s used vehicle business saw 1.8x growth year-on-year, supported by its expanding network of physical outlets. The company now operates 65 company-owned, company-operated (COCO) outlets across Rajasthan, Madhya Pradesh, and Maharashtra, with pilots also running in Gujarat and Telangana. These outlets aim to create India’s largest rural distribution network, enabling farmers to buy vehicles with greater trust and transparency.

The company’s diversification into commercial vehicles is showing strong growth, with nearly 20% of used vehicle sales now coming from CVs. This shows growing demand beyond tractors and highlights Tractor Junction’s ability to serve multiple rural vehicle segments.

Tractor Junction's finance division, FinJ, grew 10 times compared to last year, becoming a major contributor to revenue. FinJ provides farmers with easy and affordable financing to purchase tractors, commercial vehicles, and other farm equipment. Its rapid growth underlines how the company is making both vehicles and financing more accessible to rural buyers.

Digital Platform Continues to Strengthen Rural Mobility

Tractor Junction’s digital platform continues steady growth and remains a trusted partner for OEMs, dealers, and allied businesses across multiple vehicle segments. In FY2025, over 5 crore users relied on the platform for guidance on vehicle purchases, showing strong brand trust in rural India. The company also launched an AI-powered price rule engine, improving vehicle valuations, boosting buyer confidence, and strengthening leadership in the used vehicle market.

Future Plans for FY2026

Looking ahead, Tractor Junction aims to sustain its strong momentum in FY2026. In the first half of the year, the company has already achieved 80% year-on-year growth and a 20% improvement at the EBITDA level. 
The company plans to:

• Expand its financial services vertical by adding more partners and introducing bundled agri-fintech solutions.
• Increase the number of COCO outlets to 100 for deeper market reach.
• Improve collaboration with dealers and upgrade online sales tools.
• Keep growing the digital platform for manufacturers and partners while staying profitable.

CEO’s Statement

Commenting on the company’s strong performance, Rajat Gupta, Founder and CEO of Tractor Junction, said:

“FY2025 has been transformative, with revenue nearly doubling and a 1.9x year-on-year improvement. The rise in losses reflects investments in diversification, vertical integration, and synergies. FinJ is enabling farmers to access vehicles and finance more effectively. While investing in growth, we remain focused on efficiency and sustainable scaling. In H1 FY’26, we achieved 80% growth and a 20% EBITDA improvement.”

About Tractor Junction

Founded in 2018, Tractor Junction Group has grown into India’s leading rural autotech and agri-fintech company. It empowers farmers through technology-driven solutions that make access to farm machinery, credit, and reliable information easier. With support from investors InfoEdge Ventures, Omnivore, Rockstart, Agfunder, and Indigram Labs, Tractor Junction expands its reach in rural mobility and accessible financing for farmers.

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